Mortgage calculator for the United Kingdom
Short fixed periods of two to five years sitting on a much longer term, arrangement fees that can be added to the loan, and stamp duty as the largest single upfront line.
Mortgage calculator
Change any field and the figures update as you type. Everything is worked out in your browser: no number you enter is transmitted or stored.
How this market works
| Currency | GBP £ |
|---|---|
| Typical rate (annual) | 4.6 % |
| Term | 25 years typical · up to 40 |
| Typical deposit | 10 % |
| Purchase costs | Stamp duty 2%, Arrangement fee 0.4%, Legal fees 0.5%, Valuation 0.15% |
| Official sources | MoneyHelper — mortgages · Bank of England — Bank Rate |
The starting figures are indicative values for this market, not an offer or a quote. Change any of them — the calculation updates as you type, and nothing you enter leaves your browser.
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