Mortgage types — mortgage guides

Repayment against interest-only, the products that only exist in certain countries, and the schemes aimed at first-time buyers.

3 guides

First-Time Buyer Mortgages: The Schemes, and the Catches

Low-deposit products, state guarantees and shared ownership all reduce the cash you need — and each of them costs something. Here is what.

Mortgage types 9 min read

Mortgages Around the World: Why Advice Does Not Translate

A thirty-year fix, a five-year fix and a lifetime tracker are all called fixed-rate mortgages somewhere. Here is what actually differs between markets.

Mortgage types 9 min read

Repayment or Interest-Only? What You Owe at the End

One clears the debt over the term; the other leaves the whole balance outstanding at the end. Here is who interest-only is actually for.

Mortgage types 8 min read

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