Mortgage calculator for Türkiye
Rates are quoted monthly rather than annually here, terms are short by international standards, and the title deed fee is the dominant purchase cost.
Mortgage calculator
Change any field and the figures update as you type. Everything is worked out in your browser: no number you enter is transmitted or stored.
How this market works
| Currency | TRY ₺ |
|---|---|
| Typical rate (monthly, as quoted here) | 3.2 % |
| Term | 10 years typical · up to 10 |
| Typical deposit | 25 % |
| Purchase costs | Title deed fee 4%, Arrangement fee 0.5%, Valuation 0.15%, Legal fees 0.3% |
| Official sources | Türkiye Cumhuriyet Merkez Bankası · BDDK — banking regulation |
The starting figures are indicative values for this market, not an offer or a quote. Change any of them — the calculation updates as you type, and nothing you enter leaves your browser.
Related guides
How Mortgage Interest Is Calculated, Month by Month
Interest is charged on what you still owe, not on what you borrowed. That one sentence explains amortisation, overpayment savings and daily interest.
Mortgages Around the World: Why Advice Does Not Translate
A thirty-year fix, a five-year fix and a lifetime tracker are all called fixed-rate mortgages somewhere. Here is what actually differs between markets.
How a Mortgage Actually Works, Start to Finish
What you are agreeing to when you take a mortgage: the security, the stages of the process, and the points where the deal can still change.