Mortgage calculator for Portugal
Long terms, variable rates tied to Euribor with fixed options alongside, and a purchase tax that scales steeply with the price of the property.
Mortgage calculator
Change any field and the figures update as you type. Everything is worked out in your browser: no number you enter is transmitted or stored.
How this market works
| Currency | EUR € |
|---|---|
| Typical rate (annual) | 3.6 % |
| Term | 30 years typical · up to 40 |
| Typical deposit | 10 % |
| Purchase costs | Property transfer tax 6%, Stamp duty 0.8%, Notary fees 0.6%, Valuation 0.2% |
| Official sources | Banco de Portugal — Bank Customer Website · Banco de Portugal — statistics |
The starting figures are indicative values for this market, not an offer or a quote. Change any of them — the calculation updates as you type, and nothing you enter leaves your browser.
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