Mortgage calculator for the Netherlands
The longest fixed periods in Europe, the possibility of borrowing the full purchase price, and mortgage interest relief that makes the net cost lower than the gross payment suggests.
Mortgage calculator
Change any field and the figures update as you type. Everything is worked out in your browser: no number you enter is transmitted or stored.
How this market works
| Currency | EUR € |
|---|---|
| Typical rate (annual) | 3.9 % |
| Term | 30 years typical · up to 30 |
| Typical deposit | 0 % |
| Purchase costs | Property transfer tax 2%, Notary fees 0.4%, Advice fee 0.6%, Valuation 0.15% |
| Official sources | De Nederlandsche Bank — statistics · AFM — consumer information |
The starting figures are indicative values for this market, not an offer or a quote. Change any of them — the calculation updates as you type, and nothing you enter leaves your browser.
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