Mortgage calculator for France
Almost entirely fixed-rate lending with a hard limit on the share of income that can go to debt, borrower insurance priced into the offer, and notary fees that dominate the upfront cost.
Mortgage calculator
Change any field and the figures update as you type. Everything is worked out in your browser: no number you enter is transmitted or stored.
How this market works
| Currency | EUR € |
|---|---|
| Typical rate (annual) | 3.4 % |
| Term | 20 years typical · up to 25 |
| Typical deposit | 15 % |
| Purchase costs | Notary fees 7.5%, Arrangement fee 0.6%, Loan guarantee 1.2%, Borrower insurance 0.35% |
| Official sources | Banque de France — bank lending rates · Service-Public — buying property |
The starting figures are indicative values for this market, not an offer or a quote. Change any of them — the calculation updates as you type, and nothing you enter leaves your browser.
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